Gift Cards & Perk Card.

The Perk Card is a prepaid Visa issued to a recipient through Stripe Issuing. The recipient sets it up — enters an address, accepts the terms — and can then spend their balance anywhere Visa is accepted, subject to any category restrictions the program sets. Card balance and transactions are visible in the recipient's account.

PerkUp offers a large catalog of branded gift cards delivered digitally, in many countries and currencies. These are nearCash variants fulfilled by the gift-card provider; the recipient redeems the value they were sent against a brand of their choice.

PerkUp Dollars is a spendable balance held inside PerkUp. A recipient with a balance can shop the marketplace — gift cards, food, swag, and products — without leaving the platform. Balances draw against the funding organization's account and respect any approved-category limits.

How balances are funded, held, and settled is covered in Money & Balances.